The key to any successful home budget is goal planning, and then having a plan to reach them. Bottom Line Budget offer you 12 Tabs, one for each month of the year in which to plan your goals. Each month is then broken down into three sections.

On the left hand side is a column that you use to list the names for your income and expenses, followed by five columns (one for each week in the month), to record your anticipated expense. Our user friendly spread sheets allow for weekly, bi-weekly, monthly, or even sporadic incomes.

By setting goals and having a plan of action; life doesn't have to be from paycheck to paycheck. As a planner, our home budgeting spread sheets are incredibility easy to use. You just simply write the names of your planed expenses along the left hand side; writing those expenses in the order in which you would like to see them appear. Then, just enter the amount for each bill in the "Week Ending" column to the right of each name. 

       Our Home Budget Spread sheets work in three ways to aid you in reaching your goals. As a planner, it helps you organize, set goals, and find solutions to the dreams of your life. As a Budget, it can assist in setting up income/expenses limits, savings, credit cards, and much more. And as a ledger book, it can record all your transactions, aid in moving bills to meat real world issues, etc.

Our budget spread sheets allow you to set limits on your spending thus helping you to achieve your long term goals. With the Ledger Book style of our spread sheets, you will be able to visualize your monthly financial picture. And you can stop worrying about how unexpected bills will affect your budget; because there is at the bottom of each month a section that tells you just how low your banking account will go in the entire year.

If you look at the picture at the right, you will see a summary section that is at the bottom of each month. Without calling for a report you always know the complete break down of your banking account information.

Since your budget is only idea of your project expenses, you will need to record what you actually spend from week to week. You just simply change the projected expense into the actual expense as you acquire them. Since no one records every little penny, we placed at the bottom of the bank summary an "Actual Bank Act." cell. If your bank book is different then the spread sheet, just simple enter the correct amount and the spread sheet changes the rest of the year for you.

Did we tell you that at the very bottom of the page is a one line section that lets you know the lowest that your bank account will go in the entire year from that month forward? Trouble doesn't have to sneak up on you anymore with bottom line budget's spread sheets!